Ready to connect. Preparing to lend.
Wallet flows are implemented. New deposits and borrowing remain closed until market review, funding and launch checks are complete.
Live financial activity
Launch switch: Closed
Reviewed lending markets: 0
Reviewed earn vaults: 0
Pilot wallets enrolled: 0
Repayment, collateral additions and withdrawals are separate recovery paths. Every action is checked against the live contracts before your wallet signs.
Infrastructure checked
Last inspection: Wed, 23 Sep 2026 12:21:19 GMT · block 70508908
blue: Contract present
bundler: Contract present
adapter: Contract present
irm: Contract present
allocator: Contract present
Contract presence confirms deployment, not a complete security review. This inspection is a dated snapshot.
What still needs approval
- Oracle sources, freshness and manipulation resistance.
- Stock/token transfer restrictions and liquidation routes.
- A funded pilot budget and enrolled wallets.
- Independent security review and incident ownership.
- Production hosting and login configuration.
How Morpho reduces our workload
Existing lending core, variable rates, collateral enforcement and liquidation mechanics.
Official SDK and Bundler3 for approvals, share-price bounds and combined transactions.
Existing vault infrastructure for USDG Earn. No new Locate custody or lending contract is needed for these flows.
Vault fee wrappers and shared liquidity need reviewed vault configuration before activation.
Pilot routing limits apply to Locate’s interface. Morpho markets remain permissionless; these limits cannot restrict direct protocol interactions.